In the last webinar of the series, Dr Nicolas Lainez, Mr Trinh Phan Khanh and Ms Bui Thi Thu Doai discuss how consumer finance draws on family and social networks to reduce the uncertainty inherent to credit transactions in Vietnam, a country where 60 per cent of the population is un(der)banked and lacks credit history.
In the thirteenth webinar of the webinar series on Financial Transformation, Dr Pham Bao Duong shared his study of 400 poor households in Thai Nguyen province, Vietnam, in order to examine the current accessibility, loan purposes, the different types of and effects of informal credits on poor households.
In the eighth session of the webinar series on Financial Transformation, Credit Markets and Household Debt in Southeast Asia, Dr Bezawit Beyene Chichaibelu and Prof Hermann Waibel presented their paper on the subject of the differences in rural household debt between Thailand and Vietnam.